Guide
Travel Insurance
Ettiq Trails does not sell insurance. We strongly recommend you get coverage that includes high-altitude trekking and emergency evacuation.
What Your Insurance Must Cover
Recommended Providers (India)
ICICI Lombard
Adventure travel add-on covers trekking up to 5,000m. ~₹500-800 for a week-long trip. Includes emergency evacuation.
Bajaj Allianz
Bharat Bhraman policy with adventure sports extension. Covers trekking, camping, and high-altitude. ~₹400-700.
HDFC ERGO
My Health Suraksha with adventure cover. Hospitalization + evacuation included. ~₹600-1,000.
Care Insurance (formerly Religare)
Explorer plan covers trekking, river rafting, and mountaineering up to 5,000m. ~₹500-900.
World Nomads
International provider popular with trekkers. Covers up to 6,000m. ~₹2,000-4,000 but more comprehensive. Good for NRI participants.
What to Check Before Buying
Does it cover trekking above your trek's maximum altitude? (Check the policy's altitude limit)
Does emergency evacuation cover helicopter rescue? (Some only cover ground ambulance, useless in the mountains)
What's the claim process? (Keep all receipts, get a police report for lost items, call the hotline BEFORE arranging evacuation yourself)
Is there a deductible? (Lower deductible = higher premium. Choose what you can afford to lose)
Does it cover pre-existing conditions? (Most don't. Disclose honestly or your claim may be rejected)
In Case of Emergency
- Call your insurance hotline first. They will coordinate evacuation if needed.
- Inform your trek guide. They have satellite phone / local contacts for emergency response.
- Keep your policy number and hotline saved offline on your phone.
- If evacuated, get documentation from the hospital / evacuation service for your claim.
- Contact Ettiq Trails at +91 88240 72726, we'll help coordinate from our end.